TIPS FOR BUSINESSES We have several articles below to help you with starting or running your business.

Business Owner   Articles     Benefits and retirement plans       Benefit plans for small businesses       Disability income insurance for the self-employed       Group health insurance: a valued employee benefit       Group term life insurance       Health insurance for the self-employed       Life insurance for the self-employed       Offering group disability insurance       Retirement plans for small businesses       Understanding individual 401(k) plans       What employers need to know about workers' compensation insurance     Insuring a business       Business automobile insurance basics       Business interruption insurance       Business liability insurance basics       Business overhead expense insurance       Commercial general liability       Do you need crime insurance?       Income tax tips: business insurance       Insurance tips for business travelers       Insuring your home business       Professional liability coverage       Properly insuring your business       Should you self-insure your business?       Understanding your business owners policy       Why insure your business?     Starting a business       Advantages and disadvantages of self-employment       Choosing an entity for your business       Funding a business       Hiring your first employee       Qualifying for the home office deduction       Record keeping for your own business       Starting or buying a business       Tax planning for the self-employed     Transferring or selling a business       Funding a buy-sell agreement with disability insurance       Funding a buy-sell agreement with life insurance       Transferring your family business   Decision Tools     Benefits and retirement plans       401(k) plans       Building a retirement plan for your business       Comparison of types of educational assistance       Individual 401(k) Illustration     Business planning basics       2003 numbers       Net worth calculator     Choosing an entity       Choosing a business entity       Comparison of LLCs, LLPs, and professional corporations       How C Corporations, Limited Liability Companies, and Limited Liability Partnerships Protect Personal Assets     Insurance planning       Business life insurance needs       Number of policies needed with a cross purchase plan     Tax planning       Accelerating deductions/postponing income       Accelerating income/postponing deductions     Transferring or selling a business       Business succession planning alternatives       Business succession strategy analyzer       Buy-sell agreement analyzer       Buy-sell planning questionnaire       How cross purchase plans work       How entity purchase plans work       Planning for succession of a business interest   FAQs     Employee benefits and other issues       How can I find good employees for my business?     Incorporating a business       Can I change my business from a C corporation to an S corporation?       Can I change my business from an S corporation to a C corporation?       Should I incorporate my business?     Raising capital       Can I borrow money from my wholly owned business?       How can I raise capital for my business?     Starting a business       Don't most small businesses fail?       Is buying a franchise a good way to get into business?       Should I buy an existing business or start from scratch?       Should I buy or lease assets for my business?       What should I look for in a business location?   Personal Finance   Articles     Managing credit and debt       How student loans inpact your credit       Understanding your credit report     Owning a home       Buying a home       Selling a home       Tax benefits of home ownership   FAQs     Buying a home       How much house can I afford?       How much money do I have to put down to buy a house?       We just bought our first home. What can we deduct from the settlement statement?     Mortgages       Can my mortgage lender require me to have an escrow account?       I am behind on my mortgage payments. Will my lender begin foreclosure proceedings?       I'm a first-time homebuyer, and I don't have a lot of cash to put down on a house. What type of mortgage would be best for me?       Should I take out a home equity loan to pay for my child's tuition?     Selling a home       How do I figure the tax on the sale of my home?       Should I sell or rent out my present home?   Protection Planning   Articles     Business insurance       Business automobile insurance basics       Business interruption insurance       Business liability insurance basics       Business overhead expense insurance       Commercial general liability       Disability income insurance for the self-employed       Do you need crime insurance?       Funding a buy-sell agreement with disability insurance       Funding a buy-sell agreement with life insurance       Group health insurance: a valued employee benefit       Group term life insurance       Health insurance for the self-employed       Income tax tips: business insurance       Insurance tips for business travelers       Insuring your home business       Key employee life and disability insurance       Life insurance for the self-employed       Offering group disability insurance       Professional liability coverage       Properly insuring your business       Should you self-insure your business?       Split dollar insurance plans       Understanding your business owners policy       What employers need to know about workers' compensation insurance       Why insure your business?   Tax Planning   Articles     General tax planning       Am I having enough withheld?       Choosing an income tax filing status       Income tax planning and 529 plans       Surviving an audit       Tax benefits of home ownership       Tax planning for the self-employed       Taxation of investments   FAQs     General tax planning       Are my Social Security benefits subject to income tax?       Do I have to file a federal income tax return?       How did the Jobs and Growth Tax Relief Reconciliation Act of 2003 change capital gains tax rates?       I don't have the cash to pay my taxes. What can I do?     Taxes and home ownership       Can I deduct the cost of improvements or repairs I've made to my home?       How do I figure the tax on the sale of my home?       I refinanced my principal home last year and paid points. What are points, and can I deduct them on my tax return?       I rent my home out for two weeks each year. Do I have to show this rental income on my federal income tax return?       If I prepay next year's taxes this year, can I deduct them this year?       My town has assessed against me a real estate betterment for new sewer lines installed in my street. May I deduct this amount on my tax return?       We just bought our first home. What can we deduct from the settlement statement?