FINANCIAL CALCULATORS Use the following financial calculators to calculate paychecks, loan payments, or when your savings plan could turn you into a milliionaire!

Mortgage Refinance Breakeven Use this calculator to determine if you should refinance your mortgage and when you will break even. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Pay Points on Mortgage This calculator helps to determine if reducing your mortgage interest rate by paying points is the best option. Time To Payoff Credit Card Use this calculator to calculate the monthly payment and length of time it will take to pay off your credit card. Qualify for Home Purchase This calculator indicates whether or not you qualify for a conventional mortgage. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Paycheck Calculator - Hourly This calculator computes gross and net pay for an hourly paycheck and displays the various withholdings. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Years to Become a Millionaire This calculator computes the number of years it will take for an initial investment along with monthly contributions to accumulate to $1 million. Social Security Calculator Estimate your Social Security benefits using the Social Security Administration's Quick Calculator.